To receive relationship benefits, the checking account must be set up as the billing account for the respective service. See your banker for details.
PNC Travel Rewards Visa®
Business Credit Card
This card provides you with valuable travel rewards through your everyday business purchases.
Earn Double Miles on your first $2,500 in eligible net purchases.*
Key Features
Business takes off with the PNC Travel Rewards Visa Business credit card.
No Annual Fee**
Earn 1 mile per $1 in eligible net purchases*
There is no limit to the miles you can earn.
Save with no foreign transaction fees**
on purchases outside the U.S.
Account Overview
- Earn Travel Rewards
- Manage Employee Purchases
- View PNC Credit Card Spending
- Manage Business Risk
- What You Need to Apply
Earn Miles Towards Air Travel, Hotel Stays, Cruises, Auto Rentals or Even Cash*
- Earn 1 mile for every $1 in eligible net purchases*
- No limit to the number of miles you can earn*
- Earn double miles on the first $2,500 in eligible net purchases*
- Book your own travel, then redeem miles for a statement credit
- Allow your employees to enjoy miles or aggregate miles at the company level
Use Account View to Manage Employee Purchases and to Monitor Cash Flow
- Check your current balance & view pending transactions online
- Set individual spending limits for employee cards
- Add, activate, or close cards
- Make payments electronically or schedule recurring payments
- Access up to 13 months of transaction detail
- Download transactions into Excel®, Quicken® or QuickBooks® or use .csv files
View your PNC Business Credit Card Spending by Business Category
When you enroll in Cash Flow Insight® our Spend Analysis tool will automatically assign business categories to your posted PNC business credit card transactions. This will help you:
- Monitor where you and your employees are spending
- Plan and budget for future business needs
Manage Business Risk
- Set up your PNC business credit card as overdraft protection for your PNC business checking account to help ensure that you have funding when needed*
- Contactless Technology: Pay for everyday purchases faster and with greater convenience than ever before. Learn More about Contactless Technology
- Gain the benefits of added convenience and peace of mind with Visa Benefits:
- Extended Protection can double the time period of the original manufacturer’s written U.S. warranty up to one (1) full year on warranties of three years or less.
- Purchase Security will replace, repair, or reimburse you for eligible items of personal property in the event of theft or damage within the first 90 days of purchase.
It's easy, secure and takes about 15 minutes to apply online. You will need the following to apply:
- Company Tax ID
- Company annual revenue
- Your social security number, monthly housing payment and gross annual income
Rates & Fees
| Rate Type | Rate |
|---|---|
| Purchase and Balance Transfer APR | 19.24% – 27.24% Variable APR** This APR will vary with the market based on the prime rate. |
| Cash Advance APR | 27.24% Variable APR** This APR will vary with the market based on the prime rate. |
| Penalty APR | 34.24% Variable APR** This APR will vary with the market based on the prime rate. |
| Fee Type | Fee |
| Annual Fee | None |
| Balance Transfer Fee | Either $5 or 3% of the amount of each balance transfer, whichever is greater. |
| Cash Advance Fee | Either $10 or 4% of the amount of each cash advance, whichever is greater; $75 maximum. |
| Foreign Transaction Fee | None |
| Late Payment Fee | Up to $39 |
| Over Credit Limit Fee | $39 |
**The Index in effect for each billing cycle shall be the highest "Prime Rate" of interest appearing in the "Money Rates" section of The Wall Street Journal published during the previous 90 days prior to the 8th business day prior to the last day of such billing cycle.
Did you know? If you have a PNC business checking account, using a PNC business credit card could offset your monthly maintenance fee.[1]