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Builder’s risk insurance

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Protect your construction projects through every phase, from groundbreaking to ribbon cutting. When your reputation, along with the successful completion of your projects, is on the line, you want to be confident you have the comprehensive protection you need. Our standard coverage form provides an extensive list of features that safeguard construction projects against the most common risks. And we offer a full complement of additional endorsements so coverage can be tailored to every situation.

Additional builder’s risk coverage

We offer a full complement of additional endorsements so you can tailor coverage to your needs, including:
  • Business income, rental value or extra expense
  • Debris removal
  • Earthquake, flood, equipment breakdown and testing
  • Emergency removal and expenses
  • Expediting expenses
  • Expense to re-erect scaffolding
  • Fire department service charges
Other builder’s risk endorsements include:
  • Fraud and deceit
  • Limited fungus coverage
  • Ordinance or law, increased cost to repair and cost to demolish or clear site
  • Ordinance or law, undamaged parts of building
  • Personal property
  • Pollutant cleanup
  • Sewer backup

Service & support

Loss control services

Get advice and assistance on:
  • Fire prevention
  • Operator practices
  • Transportation
  • Security

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contractors talking at worksite

Commercial claims

Keep your construction business running smoothly after a loss.

File a claim

A special investigations unit

Get assistance with coordination and recovery efforts after a loss.

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Related topics & resources

Power surge protection
Metal theft prevention
Loss control services
Workplace safety
More small business resources

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Or call 1-888-490-1549

Product, coverage, discounts, insurance terms, definitions, and other descriptions are intended for informational purposes only and do not in any way replace or modify the definitions and information contained in your individual insurance contracts, policies, and/or declaration pages from Nationwide-affiliated underwriting companies, which are controlling. Such products, coverages, terms, and discounts may vary by state and exclusions may apply.