Professional liability solutions
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Professional liability for architects and engineers

Professional liability for architects and engineers

Even the best-laid plans can go awry. A project delay, disagreement over a payment, an error in selection of materials, or other client complaint could lead to legal action against your firm. The Hanover’s Architects & Engineers Advantage offers broad professional liability protection for a wide range of design professionals whose focus is:

  • Architecture
  • Aerial mapping
  • Civil engineering
  • Construction management – agency only
  • Engineering
  • Environmental – phase I and phase II only
  • Electrical engineering
  • Heating, ventilation and air conditioning
  • Interior design
  • Landscape architecture
  • Land surveyors
  • Mechanical engineering
  • Owner's representative
  • Project management
  • Structural engineering

 

To meet the evolving needs of architects and engineers, we offer specialized professional liability coverages and endorsements that can be tailored to meet your unique needs, including:

  • Remediation expense – no design/build exclusion
  • Withheld client fee assistance
  • Reputation protection expense
  • Crisis event expense
  • Peer review expense
  • Disciplinary proceedings expense
  • Nonprofit directors and officers expense
  • Cyber privacy, security and media liability coverage
  • Definition of unmanned aircraft specifically states "drone"
  • Additional claim-free and risk management deductible reduction benefits
  • Additional extended reporting period options
Three Column

End-to-end protection for professionals

In addition to our professional liability solutions, we also offer a full suite of products to help protect your business’ property, autos, employees, and clients.

Business owner's policy

Business owner's policy

Every contractor, consultant and small business owner needs business insurance to be protected. Our business owner's policy or commercial package policy offer a good starting point for most small businesses, including accountants, architects, engineers, dental offices, distributors, florist, law offices, medical office, pet groomers, printers and more.

Learn more about our business owners' policy

Auto

Auto

When it comes to protecting your fleet, we can help. Our commercial auto insurance fits perfectly with our package solutions, and reduces the risk that comes with having multiple policies with multiple insurance companies.

Learn more about auto

Workers' compensation

Workers' compensation

Businesses are required to carry workers' compensation insurance in almost every state, although requirements for coverage vary. We can help find the right workers' compensation coverage for your business.

Learn more about workers' compensation

Umbrella

Umbrella

The Hanover's umbrella coverage can fill gaps on general liability and auto policies and protect your company from financial disaster with flexible limits up to $25 million, at affordable rates.

Learn more about umbrella

Surety

Surety

Surety bonds provide a financial guarantee that your business will perform contractual obligations or comply with regulations, and are often needed to run your business.

Learn more about surety

Inland marine

Inland marine

Your business may have inland and ocean marine exposures that require specific coverage to protect equipment, tools, papers, and other valuables.The Hanover has the expertise to develop custom Marine insurance solutions with industry-specific coverages to meet your unique business needs.

Learn more about marine

Professional liability insurance solutions

Our agents, risk managers, and claims professionals have the expertise to help tailor coverage to meet your needs. We offer robust risk solutions, and if the unexpected happens, our industry-leading claim services and 24/7 reporting will help you get back to business quickly. To help you manage your budget, we offer direct billing with multiple payment options to help make insurance payments convenient and more affordable.

Risk Solutions

Risk Solutions

The Hanover offers a variety of tools and resources, as well as the services of a network of preferred service providers, to help you mitigate the risks faced by businesses.

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Claims

Claims

Our industry-leading claim services and 24/7 reporting help you get back to business quickly. If you ever need to make a claim, you'll be glad you have The Hanover.

Learn more

Featured resources

Get safety and insurance articles, videos, infographics and more to help keep your business and property safe, and guide you through the insurance-buying process.

Get a professional liability quote

Contact your Hanover agent for a quote and to learn more about our professional liability insurance.