ApplePie is exclusively focused on franchise businesses except for equipment financing for a few select industries and vendor referral programs.
Finance your franchise
One relationship, a wealth of choices for every stage of your development.
Ready for a financing partner who's focused on your success?
There are many financing options for your franchise, but making the right choice is critical to your success. ApplePie understands the complexity and time constraints that you face in securing capital.
That's why we created ApplePie Core, a proprietary conventional loan product designed specifically for franchising, along with a diverse network of SBA lending partners to maximize choice and reduce the headaches and inefficiency of working separately across individual lenders.
- Conventional financing options for new and existing franchisees
- Growth-friendly underwriting and loan terms
- 5-10 year payment terms
- Flexible collateral options
- SBA options & Equipment/Remodel financing
- Interest-only grace period on new units
- Competitive fixed and variable rates
- No prepayment penalty options
Why ApplePie?
Our ApplePie Core loans are specifically designed to accelerate your growth, and we have captive commitments of over $500 million from investors to lend to qualified franchisees.
We also have a diverse lender network that provides a full host of SBA, conventional, and equipment loan options. Optimize for speed to money, short-term cash flows, flexibility, or future growth - the choice is yours.
Convenience
Reduce complexity and save time with a single financial partner
Best Fit Capital
We match you with the right funding at the right time with your goals in mind
Growth Planning
Access the franchise finance expertise you need to execute your growth plan
Franchise Focus
We are dedicated to the franchise industry
and understand your unique needs
Efficient and flexible financing for your franchise business
New Units
Whether you’re looking to open your first unit or your fiftieth, we can quickly help provide the financing you need, with multi-unit commitment options.
Recapitalizations
If you self-funded your franchise business, borrow against it to take money off the table or free up capital to start new units.
Remodel/Refresh
When it’s time to remodel, avoid paying money out of pocket and enjoy fixed monthly payments over the life of the loan.
Refinancings
Refinance your debt to 'get your house back' and free up collateral to open additional units, or consolidate your debt with one lender. Learn more.
Existing Unit Purchases
Looking to acquire an existing franchise business? We can quickly help identify the financing option that makes the most sense for you.
Watch our latest FREE webinar
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"As a franchise owner, we chose ApplePie Capital because they listened, offered us a lot of options, and helped us plan our multi-unit rollout. They helped us find the best terms possible for all of our financial needs. Without ApplePie, we wouldn’t be where we are today.”
Robb Sackett, Multi-Unit Franchisee
Jimmy John's
Why are franchisees across America choosing ApplePie to fund their growth? Get The Scoop
Get the financing solution that’s right for you
Step 1
Efficient Qualification
Complete a short inquiry to get qualified
Step 2
Needs Analysis
We identify one or more loan options for you based on your objectives
Step 3
Underwriting/Funding
Our team is there to guide you every step of the way
| ApplePie Core | SBA | Conventional | Equipment | |
|---|---|---|---|---|
| Speed to funding | ||||
| No personal collateral | ||||
| Projection-based lending | ||||
| First-unit financing | ||||
| Multi-unit commitments | ||||
| Lowest monthly payments* | ||||
| Available with most brands |
*Based on comparison of certain past borrowers. Individual experiences may vary.
Frequently Asked Questions
Tell us the brand you are interested in, and we will work quickly to see if they qualify. Contact us to get started.
For qualified borrowers, our loans for new units, refinancings, recapitalizations, remodels, and acquisitions start at $100K. For equipment financing, loans can start at $15k.
Broker fees are charged by ApplePie Capital Funding Solutions, LLC and vary depending on the type of loan (SBA or conventional) and the lenders in our network, and will be outlined in detail as options are presented to you in the loan selection process.
There are no broker fees associated with ApplePie Core loans, which are made by Cross River Bank, a New Jersey State Chartered Commercial Bank, member FDIC.
Origination fees are charged separately by each lender. Please contact us for more details.
Interest rates and loan origination fees are charged by lenders in our network, and each lender independently determines interest rates and origination fees. Interest rates and origination fees will be outlined in detail as options are presented to you in the loan selection process.
Based on our experience, interest rates and fees vary based on a number of factors, including, but not limited to, the type of loan (ApplePie Core, SBA, or conventional), the use of funds, the brand's historical performance, your experience and credit history, and business performance if the loan is on an existing unit.
Our franchise development group is standing by to quickly provide you with your financing options. Contact us to get started.